***Consumer Alert***
Consumers Able to Enroll in Free Credit Report Monitoring Service as a Result of Settlement

BALTIMORE, MD (July 30, 2008) - A recent class action lawsuit against the credit reporting agencies Trans Union and Acxiom has resulted in a $75 million settlement that will allow consumers to enroll in free credit monitoring service for up to nine months. The settlement includes any consumer who had a line of credit from a credit grantor (including credit cards, automobile loans, student loans and mortgages) and opened those accounts between 1987 and May of this year. The lawsuit alleged that the companies violated state laws and the Federal Fair Credit Reporting Act (FCRA) by selling lists that contained consumers’ personal information to third parties for marketing purposes.

There are several options for claiming the benefits. Consumers may opt for six months of credit monitoring, which includes the ability to lock your credit report to prevent third parties from viewing it, unlimited access to your Trans Union credit report and 24 hour notification of changes to your credit report. The nine month enhanced credit monitoring includes the same features as the six month version, plus insurance scores and a mortgage simulator. If consumers sign up for the nine month service, they will not be able to claim a payment from the settlement or start an individual lawsuit. Consumers must sign up to receive the service by September 24, 2008.

A credit monitoring service can help detect fraud and identity theft quickly, so consumers can work to correct the damage done and prevent future incidents. The “lock” feature will help prevent an ID thief from opening new lines of credit in your name.

To find out more about the settlement, go to www.listclassaction.com, or call 1-866-416-3470