August 10, 2005
GEORGE’S COUNTY POLICE
OFFICER CHARGED WITH INSURANCE FRAUD
Attorney General J. Joseph Curran, Jr., announced today the
filing of criminal insurance fraud charges against Jermaine
Ayala, a police
officer employed by the Prince Georges County Police Department.
The indictment follows a joint investigation conducted by the
Insurance Fraud Division of the Maryland Insurance Administration
Office of the Attorney General. In a seven (7) count criminal
indictment filed in the Circuit Court for Prince George’s County, Officer
Ayala was charged with making false and misleading statements and
providing false documents in support of an insurance claim that
he had filed with State Farm Insurance Companies, and attempted
The charges allege that between November 1 and November 23, 2004
Officer Ayala made oral representations and presented documents
that he knew to be false and misleading in support of an insurance
claim for lost wages due to injuries he claims to have suffered
as a result of an automobile accident.
If convicted of felony insurance fraud, Officer Ayala could be
sentenced to serve 15 years in prison and fined $10,000. If convicted
of attempted felony theft Officer Ayala could be sentenced to
serve 15 years in prison and fined $1,000.
A criminal indictment or criminal information is merely an accusation
of wrongdoing, and every individual is presumed innocent until
the charges are proven by the State. No trial date has been set.